Sunday, January 3, 2010

First Time Home Buyer Programs In San Diego First Time Home Buyer Who Paid Way Too Much For A Townhouse!?

First time home buyer who paid way too much for a townhouse!? - first time home buyer programs in san diego

So I bought a house in a community of newly built holiday homes in San Diego, CA about a year and a half. When I bought my house, my wife and I went through the program Accorn BOA and they said it was "an up and coming" neighborhood, which has received much attention / $ $ to upgrade and would be a great investment. We have a fixed interest rate of 40, the first 10 of which pays only interest. Here is the problem, I know that we are paying too much for our tour. Many sell my home complex in the same community (same builder, model, etc.), about half or less of what we buy for our "addition, my wife just lost her job (4 months) and I tried to mortgage payments afford. Although it still makes each month, always late, and I keep getting calls. My question is: Is there a way to reduce cost for the house to play with yours what other homes in the same complex, or are there something that I can besides the loss of the house to be done to reduce the ridiculous amount of function to tPurchase or indoors? I know that I dealt with a fool at prices that felt I buy, but I was convinced that idiot, and honestly by selling agent or representative of builders of houses. I know, stupid. Anyway, any help, advice, suggestions, etc. would be very grateful, as I said, it could be a way to have some of the damage I save too. Please advise and thank you!

4 comments:

Ŀëммϊ ;) ωϊηκﯤ said...

The best thing would be to do a program to refinance the loans, offers more than 100% financing. You can not refinance at home and to reduce the amount you owe on it. The amount to be paid what they should and less of a bank that, unfortunately. The chances are good that prices are lower than they were when you bought your house, if your interest rate could help you maintain your payments. Even if you refinance, you do not have to make a mortgage payment 1 to 2 months (depending on) what time to close your loan months, which may be possible to keep pace.
We might consider amending the loan. I do not know what it is though to your credit card.

Ŀëммϊ ;) ωϊηκﯤ said...

The best thing would be to do a program to refinance the loans, offers more than 100% financing. You can not refinance at home and to reduce the amount you owe on it. The amount to be paid what they should and less of a bank that, unfortunately. The chances are good that prices are lower than they were when you bought your house, if your interest rate could help you maintain your payments. Even if you refinance, you do not have to make a mortgage payment 1 to 2 months (depending on) what time to close your loan months, which may be possible to keep pace.
We might consider amending the loan. I do not know what it is though to your credit card.

ewatt134 said...

Shirt - You are the problem! They have money, and hide from the state (tax evasion). You can afford to pay their mortgages, but ask for a change. They all ask the taxpayers in the country for the care of your ***. take stupid, incompetent, and Buck to do the right thing and purging STOP ALL OTHERS!

ewatt134 said...

Shirt - You are the problem! They have money, and hide from the state (tax evasion). You can afford to pay their mortgages, but ask for a change. They all ask the taxpayers in the country for the care of your ***. take stupid, incompetent, and Buck to do the right thing and purging STOP ALL OTHERS!

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